I did some rough calculations on ways of building a "second-hand" FOWLR system from used parts and old systems that people didn't want anymore. It is possible to build a 40 gallon system (all HOB equipment of course) for pretty close to $500 with decent PC lighting. But, that's being a real thrifty hobbyist. However, you really need to know what you're doing otherwise you'll open up yourself to serious disaster.