Thanks guys. I think the ammonia problem may have been a false alarm. I tested some just plain old tap water with the same kit and it tested positive. I picked up a new test kit today and it showed 0 ammonia. I'm guessing the other kit went bad. I went ahead and sprung for the API "Master Test Kit" and replaced all of the other individual kits I have. New Results
Ammonia - 0
Ph - 8.4
Nitrite - 0
Nitrate - 20ppm (according to the instructions in the kit < 30ppm is ok for FOWLR)
The guy at petsmart (I only go there for test kits, salt etc) told me that the API liquid test kits aren't as accurate and tend to go bad whereas the test strips are more accurate and last longer. I've always heard strips were less accurate?
Anyway. I guess I'll start looking into some filters RO/DI filtration next. No way I'm gonna haul enough water from the LFS to do a WC! LOL