I keep my lights on during cycling, but not for any of the reasons mentioned. To my way of thinking, I am trying to establish an equilibrium in the tank. The sooner I get the tank to that point, the better off I am. So I run the lights so everything adjusts to the lights. If I went a month and then switched the lights on everything would go into shock.
Also cycling is when I play with tank setup. Any adjustments to plumbing, if I need to take any steps to handle temperature fluctuations, or anything of that nature I like to handle during the cycle.
Algae is algae. You will have to deal with it at some point; there is an algae succession cycle you will go through and you might as well get it started. If you are really worried about excess nutrients hook up a refugium. Much more effective means of dealing with the problem.
As far as corals and sponges and stuff on the rock, most folks in the hobby add hermits as part of their CUC, and ornamental shrimp, and many also add emerald crabs. Any of these will wipe out most cnidarian hitchhikers; it takes a good 6-9 months for a colony to get established on a rock to the point it will survive predation in the tank. If this is your first tank, I am sure you will be populating it before then so I wouldn't be too concerned about this reason.