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Old 12-13-2003, 10:43 PM   #1 (permalink)
dahlfan
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Debt consolidation Companies


I am at wits end. Due two a slow economy my business is slow at times and I have fallen behind in some of my bills. I really don’t want to file bankruptcy. Have any of you fellow reefers used a Non profit Debt consolidation company, if so which one? Did you have any bad luck with them? Will they do any harm to your credit? Any info you might have will help out a lot.

Thanks in advance

Dahlfan
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Old 12-13-2003, 10:48 PM   #2 (permalink)
Pro_builder
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I have a friend that used this one, I have also used it when my son was in the Hospital.
All I can say is check them out and see what you think for yourself.
http://www.CreditAndDebt.com
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180 gallon Reef, 3- 250 XM 15K MH Electronic ballast, 380 watts VHO Actinics, 2- 5 watt LED Moon lights, 100 gal rubbermaid sump, 75 gallon Fuge, ETSS 600 Skimmer, 4700-5400 gph pump for return, Octopus 3000 controller, Iwaki 40 RL skimmer pump, 2- 65w PC 10K fuge lights, 2 55 gallon barrels, Custom light oak stand and hood, misc pumps, extra 600 gallon rated tank size protein skimmer.
Purple tang, yellow tang, pacific blue tang, 2 green chromis, 1 Sand sifting star, snails, hermit crabs, 2 mated perculas, pulsing Xenia, Anenome, mushrooms, ricordia, zoanthids, kenya tree 1 1/2" tall, misc other hitchhiker stuff.
DIY is my dream... ...well OK the only way I can afford this Addiction!!
Just as the light goes on in my head... ... I break the bulb!!
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Old 12-14-2003, 05:58 AM   #3 (permalink)
wooddood
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good luck dahlfan.
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120 gal/in wall tank/starboard substraight/2 250 watt 10k xm metal halides/ 4 55watt 03 actinics/150lbs lr/scwd on return/scwd on a closed loop/aquaclear aquatics 200 pro wetdry w/skimmer.




ask all the questions you have if we cant answer it we'll make up some thing. remember patience is the key to a kick ass reef.

dave.
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Old 12-14-2003, 10:50 AM   #4 (permalink)
dahlfan
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Pro_builder,
Was your experience with them good or bad?
Do you think it was a good decision to use them
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Old 12-14-2003, 11:50 AM   #5 (permalink)
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dahlfan, Yes I think that overall, it was a good experience. They really helped us out in our situation. Although, remember every situation is different.
Here is another debt management company that has really high reviews with others that are in my area. I have never used them, but friends have and recomend them highly.
http://www.dmcccorp.org/
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180 gallon Reef, 3- 250 XM 15K MH Electronic ballast, 380 watts VHO Actinics, 2- 5 watt LED Moon lights, 100 gal rubbermaid sump, 75 gallon Fuge, ETSS 600 Skimmer, 4700-5400 gph pump for return, Octopus 3000 controller, Iwaki 40 RL skimmer pump, 2- 65w PC 10K fuge lights, 2 55 gallon barrels, Custom light oak stand and hood, misc pumps, extra 600 gallon rated tank size protein skimmer.
Purple tang, yellow tang, pacific blue tang, 2 green chromis, 1 Sand sifting star, snails, hermit crabs, 2 mated perculas, pulsing Xenia, Anenome, mushrooms, ricordia, zoanthids, kenya tree 1 1/2" tall, misc other hitchhiker stuff.
DIY is my dream... ...well OK the only way I can afford this Addiction!!
Just as the light goes on in my head... ... I break the bulb!!
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