![]() | Become a Sponsor Our Sponsors |
|
Welcome to the Reef Sanctuary forums. We're a beginner-friendly Reef Aquarium community featuring saltwater fish tank discussion, reef aquarium supply reviews, free photo gallery and more! You are currently viewing our boards as a guest which gives you limited access to many of our features. Registration is fast, simple and absolutely free so please, join our community today! Want to check the place out first? Take a look at our Beginner's Guide for a quick tour of all the features we have to offer the marine aquarium hobbyist. If you have any problems with the registration process or your account login, please contact contact support. |
| |||||||
| Home | Forums | Photo Gallery | Chat | Product Reviews | Live Coral Frags | Register | Search | Today's Posts | Mark Forums Read |
| Off-Topic All "off-topics" posts go here. Remember, this is a family forum - posts must be kept *clean*, thanks! |
![]() |
| | LinkBack (1) | Thread Tools |
| | #31 (permalink) |
| 8 left feet... | Re: OT: Allen's testimonial . . . You've got me interested too Allen. This thread came up at a time in my life where I realized I either need to change my spending habits or I'll be in serious trouble soon. At this point I've got about $11.5K in ccs and auto loan and about $58K in student loans. (I've got no shame in putting it out there, it is what it is...) The student loans are deferred for another year and a half, but they're still gaining interest. I'd like to get out from under at least the CCs/auto debt before we even think about buying a house. I've tried to budget before, but it always works great for a month and then falls apart. Maybe I need a better plan to hold it together longer. I have been successful at paying down my CCs by $1400 in the last couple months, and I want to keep this momentum going. I didn't grow up with the best financial modeling and my attempts at managing my finances have been mostly a hodge-podge of what I've seen on tv or read in magazines. I think what I need is a single plan that will be easy to stick to. I'm going to get the book and give this a try Allen, it seems to have worked for you and you seem pretty charged up about it. I'm usually suspicious at this point, waiting for the catch where I have to enroll for $30 a month, but I trust you on this. Maybe it can work for me too.
__________________ Mark My tank thread... Octoman's 55 gallons of euphoria Tank build... 55 Construction |
| | |
| ReefSanctuary Sponsor |
| |
| | #32 (permalink) | |
| Do I look as lost as I am ![]() | Re: OT: Allen's testimonial . . . PM replied! Let me know if I can help in ANY way at all! I can talk this from sun UP to sun DOWN!! Once it gets rolling I'm sure OTHERS will be yelling from the Mountain Tops with me ![]() Quote:
Please don't hesitate to shoot me a PM buddy! I'll be glad to help in ANY way I can! Let's change your family tree FOREVER! ![]()
__________________ ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ ~~~~~~~~~~~~ Live Rock Rubble will do the SAME thing as Bio-Balls and is NOT a suitable replacement for BIO-BALLS in a Reef System! It's ALL gotta go!! Nitrate (NO3) reduction is directly proportional to percentage of Water Change. Allen's home-made formula...currentNO3-((%WC*.01)currentNO3)=finalNO3 (thanks Luukosian) This means if you change 50% of your total water volume (That's EVERYTHING) you'll get a net reduction of (NO3) somewhere around 50%. Ask me about how to increase your REEF budget without going without FOOD!! Big Al's 10g Julie's (BigAl's Gal) 6g NanoCube Gone but not forgotten ![]() BigAl's Slow 90g Tank Chronicle Allens OFFICE 12g Nano-Reef | |
| | |
| | #33 (permalink) |
| Do I look as lost as I am ![]() | Re: OT: Allen's testimonial . . . All PM's replied (I think) Man this is SWEET! I'm THRILLED with the interest and responses I've gotten thus far!! Just in case anyone is wondering.. this is all something YOU do. It's nothing I do except point you in the right direction. I'm helping You help YOURSELF! I don't want/need to know anything about you or your finances. That's all for you to handle (and pay off).
__________________ ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ ~~~~~~~~~~~~ Live Rock Rubble will do the SAME thing as Bio-Balls and is NOT a suitable replacement for BIO-BALLS in a Reef System! It's ALL gotta go!! Nitrate (NO3) reduction is directly proportional to percentage of Water Change. Allen's home-made formula...currentNO3-((%WC*.01)currentNO3)=finalNO3 (thanks Luukosian) This means if you change 50% of your total water volume (That's EVERYTHING) you'll get a net reduction of (NO3) somewhere around 50%. Ask me about how to increase your REEF budget without going without FOOD!! Big Al's 10g Julie's (BigAl's Gal) 6g NanoCube Gone but not forgotten ![]() BigAl's Slow 90g Tank Chronicle Allens OFFICE 12g Nano-Reef |
| | |
| | #34 (permalink) |
| Elegance coral | Re: OT: Allen's testimonial . . . Al, were you able to get the dvd in the mail for me? I appreciate you putting this out there for us. My GF and myself argue alot over finances and it would be so nice to pay off our debt so I can marry her and give her what she deserves. |
| | |
| | #35 (permalink) |
| Do I look as lost as I am ![]() | Re: OT: Allen's testimonial . . . Jason I did get yours in the mail buddy. It went out yesterday so you should have it ANY day now. I honestly believe in my heart this WILL make all the difference in the world for you. The idea of you starting a life with your special person with NO debt... WOW! That's strong!! Very strong! Thanks to EVERYONE for the AMAZING PM's! I really appreciate ALL of them!! Keep em coming ![]()
__________________ ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ ~~~~~~~~~~~~ Live Rock Rubble will do the SAME thing as Bio-Balls and is NOT a suitable replacement for BIO-BALLS in a Reef System! It's ALL gotta go!! Nitrate (NO3) reduction is directly proportional to percentage of Water Change. Allen's home-made formula...currentNO3-((%WC*.01)currentNO3)=finalNO3 (thanks Luukosian) This means if you change 50% of your total water volume (That's EVERYTHING) you'll get a net reduction of (NO3) somewhere around 50%. Ask me about how to increase your REEF budget without going without FOOD!! Big Al's 10g Julie's (BigAl's Gal) 6g NanoCube Gone but not forgotten ![]() BigAl's Slow 90g Tank Chronicle Allens OFFICE 12g Nano-Reef |
| | |
| ReefSanctuary Sponsor |
| |
| | #36 (permalink) |
| 8 left feet... | Re: OT: Allen's testimonial . . . I only posted mine for my own benefit. It's kind of liberating to get it out there, makes it much less of a "skeleton in the closet". Something else I'd like to mention. Reefkeeping and really any other hobby involve investing in some stuff. There's always new and cooler stuff out there. Sometimes, I even find myself thinking something like, if everyone else has a controller then I must need one too! But I want to make it clear that when I look at other people's tanks, what stands out to me is when people put love, time, and research into their reefs. That's what really makes the difference in an exceptional tank. All the cool stuff is nice, but its just stuff. A hefty cc bill can really make the hobby unenjoyable and I would bet that is what turns a lot of people off. They've got a couple thousand to pay on their tank and it just turned green again, they get fed up and throw in the towel. I think proper planning and budgeting can make this a much more enjoyable hobby.
__________________ Mark My tank thread... Octoman's 55 gallons of euphoria Tank build... 55 Construction |
| | |
| | #37 (permalink) | ||
| Do I look as lost as I am ![]() | Re: OT: Allen's testimonial . . . Quote:
Quote:
Like right now.. I too want "another" controller. I have enough to get a Jr. but I want a much more robust controller. So I'll do it all by hand and keep saving until we have the CASH! It's so much better to pay CASH and the good news is.. unless you're buying something ONLINE you usually get a better deal with CASH! Can you say Win-Win? I can ![]() Again thanks for the replies and the PM's! I'm trying to make sure I reply to each one!! ![]()
__________________ ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ ~~~~~~~~~~~~ Live Rock Rubble will do the SAME thing as Bio-Balls and is NOT a suitable replacement for BIO-BALLS in a Reef System! It's ALL gotta go!! Nitrate (NO3) reduction is directly proportional to percentage of Water Change. Allen's home-made formula...currentNO3-((%WC*.01)currentNO3)=finalNO3 (thanks Luukosian) This means if you change 50% of your total water volume (That's EVERYTHING) you'll get a net reduction of (NO3) somewhere around 50%. Ask me about how to increase your REEF budget without going without FOOD!! Big Al's 10g Julie's (BigAl's Gal) 6g NanoCube Gone but not forgotten ![]() BigAl's Slow 90g Tank Chronicle Allens OFFICE 12g Nano-Reef | ||
| | |
| | #38 (permalink) |
| Achilles Tang | Re: OT: Allen's testimonial . . . Funny how many non-chain stores are willing to negotiate their prices if you actually have the cash on hand. All you have to do is ask and the price tends to drop 10% or more.
__________________ Then I heard the voice of the Lord saying, "Whom shall I send? And who will go for us?" And I said, "Here am I. Send me!" --Isaiah 6:8 Whoever acquires knowledge and does not practice it resembles him who ploughs his land and leaves it unsown. -- Gulistan You can blow out a candle, but you can't blow out a fire, once the flame begins to catch, the wind will blow it higher. -- Peter Gabriel My Confession |
| | |
| | #39 (permalink) |
| Do I look as lost as I am ![]() | Re: OT: Allen's testimonial . . . That's exactly right. It's funny, the higher the price the MORE you save with CASH! That's a VERY strong and profitable part of Financial Peace program. It teaches "Real World" ideas that really do work. One of my vendors was in my office a few weeks ago and we just happened to discover we're both FPU graduates. He told me how he saved several thousand $$ on his last auto purchase. That's STRONG!! thanks for your input buddy ![]()
__________________ ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ ~~~~~~~~~~~~ Live Rock Rubble will do the SAME thing as Bio-Balls and is NOT a suitable replacement for BIO-BALLS in a Reef System! It's ALL gotta go!! Nitrate (NO3) reduction is directly proportional to percentage of Water Change. Allen's home-made formula...currentNO3-((%WC*.01)currentNO3)=finalNO3 (thanks Luukosian) This means if you change 50% of your total water volume (That's EVERYTHING) you'll get a net reduction of (NO3) somewhere around 50%. Ask me about how to increase your REEF budget without going without FOOD!! Big Al's 10g Julie's (BigAl's Gal) 6g NanoCube Gone but not forgotten ![]() BigAl's Slow 90g Tank Chronicle Allens OFFICE 12g Nano-Reef |
| | |
| | #40 (permalink) |
| Do I look as lost as I am ![]() | Re: OT: Allen's testimonial . . . Thanks for the PM's! I really appreciate hearing from everyone! It makes it ALL worth while!!
__________________ ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ ~~~~~~~~~~~~ Live Rock Rubble will do the SAME thing as Bio-Balls and is NOT a suitable replacement for BIO-BALLS in a Reef System! It's ALL gotta go!! Nitrate (NO3) reduction is directly proportional to percentage of Water Change. Allen's home-made formula...currentNO3-((%WC*.01)currentNO3)=finalNO3 (thanks Luukosian) This means if you change 50% of your total water volume (That's EVERYTHING) you'll get a net reduction of (NO3) somewhere around 50%. Ask me about how to increase your REEF budget without going without FOOD!! Big Al's 10g Julie's (BigAl's Gal) 6g NanoCube Gone but not forgotten ![]() BigAl's Slow 90g Tank Chronicle Allens OFFICE 12g Nano-Reef |
| | |
| ReefSanctuary Sponsor |
| |
| | #41 (permalink) |
| Do I look as lost as I am ![]() | Re: OT: Allen's testimonial . . . Wow! This morning my PM box was slammed! THANK YOU people! ![]()
__________________ ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ ~~~~~~~~~~~~ Live Rock Rubble will do the SAME thing as Bio-Balls and is NOT a suitable replacement for BIO-BALLS in a Reef System! It's ALL gotta go!! Nitrate (NO3) reduction is directly proportional to percentage of Water Change. Allen's home-made formula...currentNO3-((%WC*.01)currentNO3)=finalNO3 (thanks Luukosian) This means if you change 50% of your total water volume (That's EVERYTHING) you'll get a net reduction of (NO3) somewhere around 50%. Ask me about how to increase your REEF budget without going without FOOD!! Big Al's 10g Julie's (BigAl's Gal) 6g NanoCube Gone but not forgotten ![]() BigAl's Slow 90g Tank Chronicle Allens OFFICE 12g Nano-Reef |
| | |
| | #42 (permalink) |
| Do I look as lost as I am ![]() | Re: OT: Allen's testimonial . . . Good Monday morning ![]() I'm anxious to hear if anyone has finished the book yet! It's an AMAZING and easy read!! ![]()
__________________ ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ ~~~~~~~~~~~~ Live Rock Rubble will do the SAME thing as Bio-Balls and is NOT a suitable replacement for BIO-BALLS in a Reef System! It's ALL gotta go!! Nitrate (NO3) reduction is directly proportional to percentage of Water Change. Allen's home-made formula...currentNO3-((%WC*.01)currentNO3)=finalNO3 (thanks Luukosian) This means if you change 50% of your total water volume (That's EVERYTHING) you'll get a net reduction of (NO3) somewhere around 50%. Ask me about how to increase your REEF budget without going without FOOD!! Big Al's 10g Julie's (BigAl's Gal) 6g NanoCube Gone but not forgotten ![]() BigAl's Slow 90g Tank Chronicle Allens OFFICE 12g Nano-Reef |
| | |
| | #44 (permalink) |
| Do I look as lost as I am ![]() | Re: OT: Allen's testimonial . . . PM replied ![]() I'm thrilled people are still taking the time to read this and contact me! I KNOW what a HUGE difference it is to NOT worry about debt or money in your life! EVERYTHING is better with NO DEBT! ![]()
__________________ ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ ~~~~~~~~~~~~ Live Rock Rubble will do the SAME thing as Bio-Balls and is NOT a suitable replacement for BIO-BALLS in a Reef System! It's ALL gotta go!! Nitrate (NO3) reduction is directly proportional to percentage of Water Change. Allen's home-made formula...currentNO3-((%WC*.01)currentNO3)=finalNO3 (thanks Luukosian) This means if you change 50% of your total water volume (That's EVERYTHING) you'll get a net reduction of (NO3) somewhere around 50%. Ask me about how to increase your REEF budget without going without FOOD!! Big Al's 10g Julie's (BigAl's Gal) 6g NanoCube Gone but not forgotten ![]() BigAl's Slow 90g Tank Chronicle Allens OFFICE 12g Nano-Reef |
| | |
| | #45 (permalink) |
| Harlequin Tuskfish | Re: OT: Allen's testimonial . . . I finished the book Al, i got the DVD to. Havent watched it yet. The wife and I havent had a chance to sit and watch it together. Everyone at my work is now hooked on the book and starting the program themselves. Now if only the government could follow the same thing. Our country would be Debt Free and then we really would be the richest nation in the world.
__________________ Dennis ________ http://www.reefsanctuary.com/forums/...journal-3.html 55gal AGA w/ built in overflow 15 gal acrylic DIY sump/fuge 75lbs Fiji Live Rock 45lbs of Live Sand 1-1/2inch (1) 96 watt Super Blue Actinic Power Compact (2) 96 Watt 10,000k Power Compacts (2) Ebo Jager 200 watt heaters Seaclone 150 Skimmer (2) Hagen 50's Power Heads for flow (2) Hagen 70's Power Heads for flow (1) Hagen 70 Return Pump DIY ATO system (5 Gal) Algae Scrubber w/(4) 9watt 67k Bulbs TLF 150 Phosban Reactor 12X turnover rate 1 Ocellaris Clownfish, 1 Firefish, 1 Blue Hippo Tang, 1 Black and White Goby, Neon Green Hairy Mushrooms, Red Zoanthus Polyps, Sand Sifting Starfish, Emerald Crab, Various Snails and Hermits |
| | |
| ReefSanctuary Sponsor |
| |
![]() |
|
LinkBacks (?)
LinkBack to this Thread: http://www.reefsanctuary.com/forums/off-topic/28069-ot-allens-testimonial.html | |||
| Posted By | For | Type | Date |
| Reef Sanctuary | This thread | Refback | 02-17-2008 07:26 PM |
| Currently Active Users Viewing This Thread: 1 (0 members and 1 guests) | |
| Thread Tools | |
| |