OT: Allen's testimonial . . . - Page 10

Rhodes19 · 07-07-2009, 10:36 AM

Allen,

Thanks for responding to my PM and for the information and words of encouragement. I appreciate it.

Chris

BigAl07 · 07-07-2009, 10:56 AM

Chris it was MY pleasure. Thanks for taking the time to inquire.

If I can be of ANY assitance please don't hesitate to give me a shout. I'll help in any way I can.

Also keep me posted. I'm anxious to hear what you think after you read the book. I know I couldn't put it down once I got started and have bought several copies and given them as gifts.

Keep in touch and thanks for inquiring.

Allen

Got Reefer · 08-24-2009, 10:45 PM

Hello Allen
your advise for me on my fish tank was very much appricated.

I do not own any credit cards .
I current only have a house payment and my wifes truck payment.
My mother just recenctly passed away and i was left with a nice amount of $$. She died in April and i recieved my money by mid Jun. about 22K.
now i was going to get more but family came offering "Help" and ended up screwing me in the will.. I could have faught for it but honestly it was hard enough dealing with moms death to even care/worry about greed.
Now i orignally paided off my only loan which was stupidly signed for 24% intrest rate (i was trying to build my credit). that was my only bill registed in my Name. I have had credit issue since i was 18 and it denied me from getting a credit card so i really am only in debt 40K on my house which is a 12 year loan at 7% interst rate 423 a month and i pay 450 every month. and 10K on my wifes truck. now only thing that has been hardest to adjust to and im hoping you advise works the same is for over spending or just trying to keep a float since my mom died.
Basically i bought some stuff. 1600 for loan pay off. 1700 for a wood splitter because i use wood for heating, 4500 for a Jeep Wrangler, about 1000 for my new Fish tank, and countless little 100 dollars here 300 dollars there.
I didnt know the amount of money it would require to transfer over utilitizes and everything else it takes to pay for the house. Ive spent close to 19K since i got my money. I have nice things to show for but im so scared that i could burry myself just trying to maintain living and paying for my home.
I pay childsupport for 2 children plus support for my new wife and 10 month old son.
I would like to know if this system can help me with my spending. since i am bout out of money anyway. I am open for anyone to read your reply back because to be honest i do not have anyone else that is willing to give me advise from a neutral prospective, both of my parents are dead and i will be 26 years old next month

from reading the thread and talking with you i feel you might be able to continue pointing me in the right direction.
I have been told and read many times that help is always out there you just need to be able to trust in opportunitys that present themselfs. now i just have to deside what is safe and what is not.
Thank you in advance
Georg
from
Kentucky

innercirclepro · 09-19-2009, 10:19 AM

glad your into daves plan!

im 23 years old, my wife and I paid cash for a car a few weeks ago. 2010 madaza 3. worte a check and on we went.

damn they thought we were nuts!

man did it feel good to know i have the ability to drive a brand new car thats paid in full...

this is all due to simple math. its also they way i do my diet. calories in calories out.

what you make- what you spend= what your left with.

a 8 year old can do that math.....

BigAl07 · 09-19-2009, 02:42 PM

Dave's plan has made a PROFOUND difference in our lives.

It sounds like you're "killing it" and that's awesome!!

JHamilton0170 · 10-22-2009, 11:41 PM

May I ask you to PM me/us about your info or should I keep reading (I see about 10 pages of postings

)?

07-07-2009, 10:36 AM	#136 (permalink)
Rhodes19 Scopas Tang Join Date: Jul 2009 Location: Charleston, SC Posts: 406 View Gallery Karma Komment	Re: OT: Allen's testimonial . . . Allen, Thanks for responding to my PM and for the information and words of encouragement. I appreciate it. Chris __________________ 180 reef in the build 29 reef Biocube 14 reef 45 SWFO 45 FW 10 reef My wife notices any additions to the tanks. "Is that new"? "And if my wife asks, it was only $20!" (bodyguard295) My Addiction Rhodes19's 180 build

07-07-2009, 10:56 AM	#137 (permalink)
BigAl07 Do I look as lost as I am Join Date: Mar 2007 Location: Waynesville, North Carolina Posts: 21,549 View Gallery Karma Komment Add yours!	Re: OT: Allen's testimonial . . . Chris it was MY pleasure. Thanks for taking the time to inquire. If I can be of ANY assitance please don't hesitate to give me a shout. I'll help in any way I can. Also keep me posted. I'm anxious to hear what you think after you read the book. I know I couldn't put it down once I got started and have bought several copies and given them as gifts. Keep in touch and thanks for inquiring. Allen __________________ ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ ~~~~~~~~~~~~ *Live Rock Rubble will do the SAME thing as Bio-Balls and is NOT a suitable replacement for BIO-BALLS in a Reef System! It's ALL gotta go!!* Nitrate (NO3) reduction is directly proportional to percentage of Water Change. Allen's home-made formula...currentNO3-((%WC.01)currentNO3)=finalNO3 (thanks Luukosian) This means if you change 50% of your total water volume (That's EVERYTHING) you'll get a net reduction of (NO3) somewhere around 50%. Ask me about how to increase your REEF budget without going without FOOD!!* Big Al's 10g Julie's (BigAl's Gal) 6g NanoCube Gone but not forgotten BigAl's Slow 90g Tank Chronicle Allens OFFICE 12g Nano-Reef

08-24-2009, 10:45 PM	#138 (permalink)
Got Reefer Tunicate Join Date: Aug 2009 Posts: 15 View Gallery Karma Komment	Re: OT: Allen's testimonial . . . Hello Allen your advise for me on my fish tank was very much appricated. I do not own any credit cards . I current only have a house payment and my wifes truck payment. My mother just recenctly passed away and i was left with a nice amount of $$. She died in April and i recieved my money by mid Jun. about 22K. now i was going to get more but family came offering "Help" and ended up screwing me in the will.. I could have faught for it but honestly it was hard enough dealing with moms death to even care/worry about greed. Now i orignally paided off my only loan which was stupidly signed for 24% intrest rate (i was trying to build my credit). that was my only bill registed in my Name. I have had credit issue since i was 18 and it denied me from getting a credit card so i really am only in debt 40K on my house which is a 12 year loan at 7% interst rate 423 a month and i pay 450 every month. and 10K on my wifes truck. now only thing that has been hardest to adjust to and im hoping you advise works the same is for over spending or just trying to keep a float since my mom died. Basically i bought some stuff. 1600 for loan pay off. 1700 for a wood splitter because i use wood for heating, 4500 for a Jeep Wrangler, about 1000 for my new Fish tank, and countless little 100 dollars here 300 dollars there. I didnt know the amount of money it would require to transfer over utilitizes and everything else it takes to pay for the house. Ive spent close to 19K since i got my money. I have nice things to show for but im so scared that i could burry myself just trying to maintain living and paying for my home. I pay childsupport for 2 children plus support for my new wife and 10 month old son. I would like to know if this system can help me with my spending. since i am bout out of money anyway. I am open for anyone to read your reply back because to be honest i do not have anyone else that is willing to give me advise from a neutral prospective, both of my parents are dead and i will be 26 years old next month from reading the thread and talking with you i feel you might be able to continue pointing me in the right direction. I have been told and read many times that help is always out there you just need to be able to trust in opportunitys that present themselfs. now i just have to deside what is safe and what is not. Thank you in advance Georg from Kentucky

09-19-2009, 10:19 AM	#139 (permalink)
innercirclepro Tuxedo Urchin Join Date: Feb 2008 Location: west palm beach,fl Posts: 285 View Gallery Karma Komment	Re: OT: Allen's testimonial . . . glad your into daves plan! im 23 years old, my wife and I paid cash for a car a few weeks ago. 2010 madaza 3. worte a check and on we went. damn they thought we were nuts! man did it feel good to know i have the ability to drive a brand new car thats paid in full... this is all due to simple math. its also they way i do my diet. calories in calories out. what you make- what you spend= what your left with. a 8 year old can do that math.....

09-19-2009, 02:42 PM	#140 (permalink)
BigAl07 Do I look as lost as I am Join Date: Mar 2007 Location: Waynesville, North Carolina Posts: 21,549 View Gallery Karma Komment Add yours!	Re: OT: Allen's testimonial . . . Dave's plan has made a PROFOUND difference in our lives. It sounds like you're "killing it" and that's awesome!! __________________ ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ ~~~~~~~~~~~~ *Live Rock Rubble will do the SAME thing as Bio-Balls and is NOT a suitable replacement for BIO-BALLS in a Reef System! It's ALL gotta go!!* Nitrate (NO3) reduction is directly proportional to percentage of Water Change. Allen's home-made formula...currentNO3-((%WC.01)currentNO3)=finalNO3 (thanks Luukosian) This means if you change 50% of your total water volume (That's EVERYTHING) you'll get a net reduction of (NO3) somewhere around 50%. Ask me about how to increase your REEF budget without going without FOOD!!* Big Al's 10g Julie's (BigAl's Gal) 6g NanoCube Gone but not forgotten BigAl's Slow 90g Tank Chronicle Allens OFFICE 12g Nano-Reef

10-22-2009, 11:41 PM	#141 (permalink)
JHamilton0170 Tubeworm Join Date: Oct 2009 Location: Wyoming Posts: 34 View Gallery Karma Komment	Re: OT: Allen's testimonial . . . May I ask you to PM me/us about your info or should I keep reading (I see about 10 pages of postings )?

LinkBacks (?) LinkBack to this Thread: http://www.reefsanctuary.com/forums/off-topic/28069-ot-allens-testimonial.html
Posted By	For	Type	Date
Reef Sanctuary	This thread	Refback	02-17-2008 07:26 PM

Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)