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fishnu · 05-09-2008, 01:06 PM

In my Atlanta home, a pressure regulator failed, leading to external water pressure in excess of 120 PSI to burst my water heater and flood my basement.

Initially my insurance company said they would cover the flood, less deductable, but not the water heater. I have asserted that the failing device (regulator) caused all the downstream damage (including flood AND my water heater) and that, while the normal wear and tear provision prevents me from asking them to cover the regulator, they must cover the water heater as precipitant damage.

I think they are beginning to come to my POV. However has anyone else ever experienced this situation?

John

05-09-2008, 01:06 PM	#1 (permalink)
fishnu Harlequin Tuskfish Join Date: Sep 2007 Location: Naperville, IL Posts: 998 View Gallery Karma Komment Add yours!	OT: Plumbers or Insurance folks here? In my Atlanta home, a pressure regulator failed, leading to external water pressure in excess of 120 PSI to burst my water heater and flood my basement. Initially my insurance company said they would cover the flood, less deductable, but not the water heater. I have asserted that the failing device (regulator) caused all the downstream damage (including flood AND my water heater) and that, while the normal wear and tear provision prevents me from asking them to cover the regulator, they must cover the water heater as precipitant damage. I think they are beginning to come to my POV. However has anyone else ever experienced this situation? John __________________ *I'd rather be good slow than bad fast.* Fishnu, Lord of Fishes Mantis Shrimp Club My Tank Thread The Wisdom of Fishnu - Mistakes on the path. 75 Gal Refurbished and Refinished Dutch Aquariums System Tank drilled with 2 1.5" bulkheads and 30 Gal Sump / Refugium Combo; 90 Lbs Fiji LR; ASM G2; OR6500 Pump; 2 Koralia Nanos; 2 150W HQI 2 96W Actinics; Gamma 25w UV; Kent Maxxima Hi S 60GPD RO/DI. Amphiprion percula (OMEN); Sphaeramia nematoptera (CODY); stenopus hispidus (PIMP THE SHRIMP); Selected hermits and snails. Euphyllia divisa, Euphyllia glabrescens, Pink Acanthastrea (Lord?), Zoas, selected mushrooms (Rhodactis, Actinodiscus, Sarcophyton ...). Looking for mermaid.