[ReefGuy69]

Wow.. can i say i have about 30 pages left. I was up until 3am with my wife discussing our debt and getting everything writted down so we can track our money and debt. I honestly had no idea the amount of debt we had. Now its on paper it hit me like a stack of bricks. Its a whopping $21,000 not including the house. Im 25 my wife is 22 and we think thats alot of debt seeing we have really nothing to show for it. We realized in 3 months we will have our emergency fund, and then in 2 years we will have all $21,000 paid off. TWO FRICKEN YEARS AND WE WILL BE DEBT FREE with this program. it would have taken me 40 years the way i was doing it. I thought by paying on all my cards at least the min payment and then an extra $50 or so would chip away at them. well my experience has clearly shown this just doesnt work and i know most people do it this way. Im so siked Allen about this and i know i have told you that. I called my dad to let him know about it because he has probably 4-5x more debt then i have and nothing for retirement. he now is siked about it and as we speak is running out to get the book. He has had some marriage problems because of it and i could hear it in his voice that he will now rest easy knowing his and his wifes future wont be so bleak now. Wahooooooo.... bring it on. Im ready for my debt free life.